Department of Development Economic Study, 2007

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PENGARUH JUMLAH DANA TABUNGAN MUDHARABAH TERHADAP BAGI HASIL NASABAH DI BANK SYARIAH MANDIRI

CIK KHOIRIYAH

Abstract


This research was quantitative-descriptive titled ?Influence of Mudharabah saving amount to Customer profit-dividing at Syariah Mandiri Bank?. This research aimed to find out the influence of Mudharabah saving amount to customer-profit-dividing at Syariah Mandiri Bank.
In this research, the researcher formulated a hypothesis. It was : expected that the saving amount accepted by Syariah Bank had potential to increase the cost. So, larger the fund, the cost also got larger and it would influence the profit-dividing of customer.
Analytical tools used in this research was double linear regression. It was an analysis to find out the influence between independent variabel X1 (mudharabah saving) and X2 (cost) to dependent variabel Y (profit-dividing). Linear regression analysis was completed by TV Trainer-test, F-test and R2 test. Data used in this research was time series from January 2005 to January 2007.
Linear regression equation resulted formulation for X1 (mudharabah saving) Y = 2447.5 + 9.458X1 + e. For X2 (total cost) Y = 9392.3 + 6.418X2 + e. From the equation, influence of mudharabah saving account (X1) and total cost (X2) each 9.458 million and 6.418 million. Relation between independent and dependent variabel were close since in each test (R2) for X1 variable 0.81 (81%) and for X2 0.82 (82%) the rest was influenced by another factors outside the factor researched.


Keyword : DANA TABUNGAN MUDHARABAH,BAGI HASIL

 

link terkait : http://skripsi.umm.ac.id/files/disk1/248/jiptummpp-gdl-s1-2008-cikkhoiriy-12380-PENDAHUL-N.pdf



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