EVALUASI SISTEM PENGENDALIAN INTERN BANK SYARIAH DI DALAM PENYALURAN KREDIT KEPADA MASYARAKAT(Studi Kasus pada PT Bank BNI Syariah Cabang Malang)

Anita Rosalina

Abstract


This experiment is case study at PT Bank BNI Syariah Branch Malang with the title ?The Evaluation of Intern Control System at Bank Syariah in Case of Loan Distributed to Peoples?.
The purposes of this experiment are used to know the efectivity of intern control system of loan distribution to peoples at PT BNI Syariah Branch Malang.
Data analysis method which is using to know how for the used of internal system control PT Bank Syariah Branch Malang in case of loan distribution to peoples is qualitatively, with companying among theory and practically based on object condition. Internal control System PT Bank BNI Syariah Branch in case of loan distribution to people could be effective if, there are 4 item of internal control, that are: (1) organization?s structure which is separated the functional responsibility explicitly, (2) Authority system and recording procedure that given savebility enough to equity, loan, income and revenue, (3) A healthy working realization in doing the duty and the function of each organization and (4) A good employees as well as his responsibility.
From this evaluation companying between theory and practice which is happen in PT BNI Syariah Branch Malang, we could know that loan distribution to peoples actuality still a double function at marketing business syariah unit, this could be a unhealthy practice. A double function from this unit caused of no special loan unit working at loan distribution to peoples.
From the resume above, the writer could imply that PT Bank BNI Syariah Branch Malang should have special loan unit that handle loan distribution to peoples.

 

Keyword : BANK SYARIAH

 

Link Terkait : http://skripsi.umm.ac.id/files/disk1/34/jiptummpp-gdl-s1-2005-anitarosal-1700-Pendahul-n.pdf


Keywords


BANK SYARIAH